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Explore Our Financing Programs

Discover the tailored solutions designed to meet the unique needs of your business.

  • Term Lengths: 12-84 months

  • Startups Welcome

  • Personal & Cross-Corp Guarantees

  • Challenged Credit (550+)

  • App only up to $50K

  • Lien on Equipment Only

  • Competitive Rates

  • Prepay Discounts Available​​

Equipment Financing

A finance program allows businesses acquire equipment through fixed monthly payments, typically structured as a lease or financing agreement instead of a traditional loan. 

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A variety of programs are available. Your Five Star Financial Account Manager will walk you through the details of the programs you qualify for to ensure you select the option that is best for your unique needs. 

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Some example of programs are:

  • Equipment Finance Agreement (EFA)

  • Lease to Own (LTO)

  • $1 Buyout

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Ask About Our:

  • Deferred Payment Options

  • Step Payment Programs

  • Early Payoff Benefits

Whether You're Buying or Selling, We've Got You Covered

Click below to explore how our financing solutions can work for you!

Five Star Financial

Commercial Equipment Financing

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© 2025 by Five Star Financial Inc.

Five Star Financial is a trusted commercial equipment finance company specializing in providing flexible financing solutions for businesses across various industries. We offer customized programs to help companies acquire the equipment they need without the burden of large upfront costs. In addition to equipment financing, we also provide expert guidance on program structuring, industry-specific solutions, and tailored support to ensure businesses get the best options for their unique needs. Our commitment to transparency and partnership helps businesses grow efficiently and affordably.

300 N Dakota Ave Sioux Falls

SD 57104

(605) 215-1623

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